Free planning tool

2026 Canadian
income tax calculator.

Enter employment income, a province or territory, and any eligible RRSP or FHSA deductions claimed to estimate 2026 income tax and payroll contributions.

For general planning only. Actual results depend on your circumstances.

Assumptions and limitations

2026 annual estimate for a single person aged 19–64, with no dependants, one full-year job, and employment and residence in the same province or territory. Assumes ordinary CPP/QPP- and EI-insurable employment. Includes standard employment credits, applicable basic income-based reductions, Ontario LIFT, surtax and health premium, and Quebec’s worker deduction and federal abatement. Excludes refundable benefits, tuition, disability, donations, medical expenses, northern residents deductions, Quebec living-alone credits and prescription-drug premiums, and other personal adjustments. Not for self-employment, dividends, capital gains, cross-province work, part-year residency or CPP exemptions. Results are estimates, not a tax return or refund calculation. Last reviewed October 19, 2026.

Sources: CRA 2026 tax brackets · CRA payroll parameters · Revenu Québec rates

Canadian Income Tax Calculator

Before tax, deductions or benefits
Based on residence on December 31
Enter the eligible amount you plan to deduct
Use an amount within your available contribution and deduction room

Estimated take-home pay
$—
Per month$—
Average deduction rate—%
Federal income tax$—
Ontario income tax$—
Marginal income tax rate—%
CPP / QPP$—
EI and QPIP$—
Estimated tax saved from RRSP / FHSA$—
Estimated tax payable$—
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